100 Zip Codes With the Lowest Average IRA Distributions in New Jersey
| Zip Code | City / Town | State | Returns | Total ($1000) | Avg/return |
| 08102 | Camden | New Jersey | 40 | $172 | $4,300 |
| 08350 | Richland | New Jersey | 30 | $144 | $4,800 |
| 07524 | Paterson | New Jersey | 90 | $443 | $4,922 |
| 08103 | Camden | New Jersey | 80 | $421 | $5,263 |
| 08733 | Lakehurst | New Jersey | 70 | $385 | $5,500 |
| 08345 | Newport | New Jersey | 40 | $224 | $5,600 |
| 08511 | Cookstown | New Jersey | 30 | $172 | $5,733 |
| 08349 | Port Norris | New Jersey | 50 | $316 | $6,320 |
| 07206 | Elizabeth | New Jersey | 140 | $946 | $6,757 |
| 08609 | Trenton | New Jersey | 120 | $817 | $6,808 |
| 07108 | Newark | New Jersey | 140 | $964 | $6,886 |
| 08328 | Malaga | New Jersey | 50 | $351 | $7,020 |
| 07522 | Paterson | New Jersey | 100 | $703 | $7,030 |
| 08104 | Camden | New Jersey | 130 | $938 | $7,215 |
| 07105 | Newark | New Jersey | 410 | $3,039 | $7,412 |
| 07107 | Newark | New Jersey | 190 | $1,452 | $7,642 |
| 08341 | Minotola | New Jersey | 40 | $321 | $8,025 |
| 08311 | Cedarville | New Jersey | 50 | $402 | $8,040 |
| 07114 | Newark | New Jersey | 20 | $164 | $8,200 |
| 08611 | Trenton | New Jersey | 190 | $1,581 | $8,321 |
| 08049 | Magnolia | New Jersey | 230 | $1,923 | $8,361 |
| 07201 | Elizabeth | New Jersey | 210 | $1,766 | $8,410 |
| 08105 | Camden | New Jersey | 110 | $929 | $8,445 |
| 07721 | Cliffwood | New Jersey | 70 | $594 | $8,486 |
| 07102 | Newark | New Jersey | 70 | $598 | $8,543 |
| 08629 | Trenton | New Jersey | 160 | $1,380 | $8,625 |
| 07202 | Elizabeth | New Jersey | 470 | $4,085 | $8,691 |
| 07026 | Garfield | New Jersey | 670 | $5,905 | $8,813 |
| 08110 | Pennsauken | New Jersey | 380 | $3,475 | $9,145 |
| 07112 | Newark | New Jersey | 240 | $2,226 | $9,275 |
| 07513 | Paterson | New Jersey | 60 | $563 | $9,383 |
| 07606 | South Hackensack | New Jersey | 120 | $1,135 | $9,458 |
| 07503 | Paterson | New Jersey | 150 | $1,426 | $9,507 |
| 08041 | Jobstown | New Jersey | 40 | $386 | $9,650 |
| 08610 | Trenton | New Jersey | 1,100 | $10,675 | $9,705 |
| 07501 | Paterson | New Jersey | 170 | $1,650 | $9,706 |
| 07022 | Fairview | New Jersey | 260 | $2,525 | $9,712 |
| 07103 | Newark | New Jersey | 190 | $1,881 | $9,900 |
| 08832 | Keasbey | New Jersey | 20 | $199 | $9,950 |
| 08757 | Toms River | New Jersey | 4,130 | $41,247 | $9,987 |
| 08029 | Glendora | New Jersey | 240 | $2,407 | $10,029 |
| 08528 | Kingston | New Jersey | 30 | $302 | $10,067 |
| 07111 | Irvington | New Jersey | 580 | $5,845 | $10,078 |
| 07087 | Union City | New Jersey | 630 | $6,435 | $10,214 |
| 08015 | Browns Mills | New Jersey | 480 | $4,938 | $10,288 |
| 08031 | Bellmawr | New Jersey | 530 | $5,468 | $10,317 |
| 07057 | Wallington | New Jersey | 410 | $4,233 | $10,324 |
| 07857 | Netcong | New Jersey | 190 | $1,963 | $10,332 |
| 07018 | East Orange | New Jersey | 280 | $2,895 | $10,339 |
| 07011 | Clifton | New Jersey | 880 | $9,150 | $10,398 |
| 08052 | Maple Shade | New Jersey | 820 | $8,547 | $10,423 |
| 07029 | Harrison | New Jersey | 290 | $3,025 | $10,431 |
| 08061 | Mount Royal | New Jersey | 100 | $1,044 | $10,440 |
| 07420 | Haskell | New Jersey | 210 | $2,193 | $10,443 |
| 08518 | Florence | New Jersey | 270 | $2,833 | $10,493 |
| 08835 | Manville | New Jersey | 520 | $5,459 | $10,498 |
| 07460 | Stockholm | New Jersey | 200 | $2,102 | $10,510 |
| 08089 | Waterford Works | New Jersey | 160 | $1,691 | $10,569 |
| 07863 | Oxford | New Jersey | 220 | $2,332 | $10,600 |
| 08353 | Shiloh | New Jersey | 20 | $213 | $10,650 |
| 08319 | Estell Manor | New Jersey | 60 | $640 | $10,667 |
| 07104 | Newark | New Jersey | 360 | $3,847 | $10,686 |
| 07603 | Bogota | New Jersey | 300 | $3,216 | $10,720 |
| 08232 | Pleasantville | New Jersey | 280 | $3,005 | $10,732 |
| 07071 | Lyndhurst | New Jersey | 980 | $10,543 | $10,758 |
| 07827 | Montague | New Jersey | 210 | $2,261 | $10,767 |
| 08638 | Trenton | New Jersey | 740 | $8,001 | $10,812 |
| 08030 | Gloucester City | New Jersey | 420 | $4,544 | $10,819 |
| 07109 | Belleville | New Jersey | 1,070 | $11,607 | $10,848 |
| 07502 | Paterson | New Jersey | 220 | $2,390 | $10,864 |
| 08059 | Mount Ephraim | New Jersey | 280 | $3,048 | $10,886 |
| 07662 | Rochelle Park | New Jersey | 340 | $3,730 | $10,971 |
| 08360 | Vineland | New Jersey | 1,100 | $12,071 | $10,974 |
| 08079 | Salem | New Jersey | 410 | $4,504 | $10,985 |
| 08344 | Newfield | New Jersey | 240 | $2,638 | $10,992 |
| 07106 | Newark | New Jersey | 360 | $3,979 | $11,053 |
| 07644 | Lodi | New Jersey | 730 | $8,080 | $11,068 |
| 07072 | Carlstadt | New Jersey | 300 | $3,323 | $11,077 |
| 07643 | Little Ferry | New Jersey | 390 | $4,326 | $11,092 |
| 07851 | Layton | New Jersey | 20 | $222 | $11,100 |
| 07088 | Vauxhall | New Jersey | 100 | $1,118 | $11,180 |
| 08063 | National Park | New Jersey | 90 | $1,010 | $11,222 |
| 08251 | Villas | New Jersey | 440 | $4,939 | $11,225 |
| 07407 | Elmwood Park | New Jersey | 830 | $9,337 | $11,249 |
| 07852 | Ledgewood | New Jersey | 260 | $2,930 | $11,269 |
| 08879 | South Amboy | New Jersey | 920 | $10,385 | $11,288 |
| 07307 | Jersey City | New Jersey | 640 | $7,240 | $11,313 |
| 08065 | Palmyra | New Jersey | 420 | $4,782 | $11,386 |
| 07017 | East Orange | New Jersey | 470 | $5,363 | $11,411 |
| 08069 | Penns Grove | New Jersey | 400 | $4,568 | $11,420 |
| 07204 | Roselle Park | New Jersey | 490 | $5,612 | $11,453 |
| 08722 | Beachwood | New Jersey | 410 | $4,701 | $11,466 |
| 07073 | East Rutherford | New Jersey | 300 | $3,440 | $11,467 |
| 08323 | Greenwich | New Jersey | 50 | $575 | $11,500 |
| 07031 | North Arlington | New Jersey | 800 | $9,228 | $11,535 |
| 08004 | Atco | New Jersey | 510 | $5,883 | $11,535 |
| 08310 | Buena | New Jersey | 110 | $1,270 | $11,545 |
| 07008 | Carteret | New Jersey | 610 | $7,045 | $11,549 |
| 08078 | Runnemede | New Jersey | 390 | $4,507 | $11,556 |
| 08046 | Willingboro | New Jersey | 1,280 | $14,886 | $11,630 |
| 07514 | Paterson | New Jersey | 230 | $2,688 | $11,687 |
| 08093 | Westville | New Jersey | 340 | $3,977 | $11,697 |
| 07033 | Kenilworth | New Jersey | 430 | $5,043 | $11,728 |
| 07416 | Franklin | New Jersey | 250 | $2,933 | $11,732 |
| 08562 | Wrightstown | New Jersey | 190 | $2,230 | $11,737 |
| 08828 | Helmetta | New Jersey | 90 | $1,057 | $11,744 |
| 08619 | Trenton | New Jersey | 1,230 | $14,461 | $11,757 |
| 08759 | Whiting | New Jersey | 5,610 | $66,008 | $11,766 |
| 08618 | Trenton | New Jersey | 670 | $7,889 | $11,775 |
| 07504 | Paterson | New Jersey | 170 | $2,012 | $11,835 |
| 08882 | South River | New Jersey | 550 | $6,522 | $11,858 |
| 07457 | Riverdale | New Jersey | 320 | $3,809 | $11,903 |
| 07001 | Avenel | New Jersey | 410 | $4,882 | $11,907 |
| 07050 | Orange | New Jersey | 330 | $3,949 | $11,967 |
| 08326 | Landisville | New Jersey | 40 | $479 | $11,975 |
| 08084 | Stratford | New Jersey | 370 | $4,461 | $12,057 |
| 08068 | Pemberton | New Jersey | 250 | $3,015 | $12,060 |
| 08109 | Merchantville | New Jersey | 1,010 | $12,204 | $12,083 |
| 08045 | Lawnside | New Jersey | 100 | $1,209 | $12,090 |
| 08861 | Perth Amboy | New Jersey | 620 | $7,498 | $12,094 |
| 07032 | Kearny | New Jersey | 990 | $11,974 | $12,095 |
| 07203 | Roselle | New Jersey | 560 | $6,787 | $12,120 |
| 08865 | Phillipsburg | New Jersey | 1,380 | $16,783 | $12,162 |
| 08554 | Roebling | New Jersey | 150 | $1,831 | $12,207 |
| 08620 | Trenton | New Jersey | 650 | $7,947 | $12,226 |
| 08014 | Bridgeport | New Jersey | 20 | $245 | $12,250 |
| 08108 | Collingswood | New Jersey | 1,110 | $13,603 | $12,255 |
| 08533 | New Egypt | New Jersey | 260 | $3,189 | $12,265 |
| 08094 | Williamstown | New Jersey | 1,730 | $21,269 | $12,294 |
| 07047 | North Bergen | New Jersey | 1,240 | $15,264 | $12,310 |
| 07063 | Plainfield | New Jersey | 310 | $3,826 | $12,342 |
| 07306 | Jersey City | New Jersey | 740 | $9,139 | $12,350 |
| 07034 | Lake Hiawatha | New Jersey | 420 | $5,194 | $12,367 |
| 07660 | Ridgefield Park | New Jersey | 530 | $6,560 | $12,377 |
| 07036 | Linden | New Jersey | 1,410 | $17,515 | $12,422 |
| 08010 | Beverly | New Jersey | 450 | $5,603 | $12,451 |
| 07628 | Dumont | New Jersey | 1,030 | $12,851 | $12,477 |
| 08332 | Millville | New Jersey | 1,160 | $14,503 | $12,503 |
| 08107 | Oaklyn | New Jersey | 470 | $5,877 | $12,504 |
| 07650 | Palisades Park | New Jersey | 360 | $4,521 | $12,558 |
| 08007 | Barrington | New Jersey | 250 | $3,140 | $12,560 |
| 07083 | Union | New Jersey | 2,410 | $30,292 | $12,569 |
| 08021 | Clementon | New Jersey | 1,470 | $18,488 | $12,577 |
| 08016 | Burlington | New Jersey | 1,210 | $15,236 | $12,592 |
| 07755 | Oakhurst | New Jersey | 390 | $4,924 | $12,626 |
| 08244 | Somers Point | New Jersey | 570 | $7,200 | $12,632 |
| 07803 | Mine Hill | New Jersey | 190 | $2,405 | $12,658 |
| 07461 | Sussex | New Jersey | 910 | $11,553 | $12,696 |
| 07850 | Landing | New Jersey | 310 | $3,938 | $12,703 |
| 07055 | Passaic | New Jersey | 650 | $8,260 | $12,708 |
| 07074 | Moonachie | New Jersey | 100 | $1,275 | $12,750 |
| 07838 | Great Meadows | New Jersey | 130 | $1,658 | $12,754 |
| 08302 | Bridgeton | New Jersey | 1,220 | $15,565 | $12,758 |
| 07304 | Jersey City | New Jersey | 460 | $5,889 | $12,802 |
| 08723 | Brick | New Jersey | 1,860 | $23,838 | $12,816 |
| 07512 | Totowa | New Jersey | 640 | $8,229 | $12,858 |
| 07663 | Saddle Brook | New Jersey | 780 | $10,034 | $12,864 |
| 07657 | Ridgefield | New Jersey | 450 | $5,791 | $12,869 |
| 08846 | Middlesex | New Jersey | 790 | $10,170 | $12,873 |
| 07065 | Rahway | New Jersey | 1,050 | $13,559 | $12,913 |
| 08106 | Audubon | New Jersey | 520 | $6,716 | $12,915 |
| 08223 | Marmora | New Jersey | 310 | $4,005 | $12,919 |
| 07064 | Port Reading | New Jersey | 190 | $2,459 | $12,942 |
| 08690 | Trenton | New Jersey | 1,560 | $20,198 | $12,947 |
| 07027 | Garwood | New Jersey | 290 | $3,756 | $12,952 |
| 07734 | Keansburg | New Jersey | 300 | $3,891 | $12,970 |
| 07440 | Pequannock | New Jersey | 320 | $4,155 | $12,984 |
| 08091 | West Berlin | New Jersey | 260 | $3,377 | $12,988 |
| 08505 | Bordentown | New Jersey | 870 | $11,300 | $12,989 |
| 08884 | Spotswood | New Jersey | 470 | $6,108 | $12,996 |
| 07075 | Wood Ridge | New Jersey | 460 | $5,996 | $13,035 |
| 07801 | Dover | New Jersey | 730 | $9,543 | $13,073 |
| 07062 | Plainfield | New Jersey | 430 | $5,655 | $13,151 |
| 08880 | South Bound Brook | New Jersey | 150 | $1,974 | $13,160 |
| 08070 | Pennsville | New Jersey | 660 | $8,690 | $13,167 |
| 07035 | Lincoln Park | New Jersey | 680 | $8,955 | $13,169 |
| 07080 | South Plainfield | New Jersey | 1,180 | $15,566 | $13,192 |
| 08060 | Mount Holly | New Jersey | 940 | $12,419 | $13,212 |
| 07735 | Keyport | New Jersey | 690 | $9,172 | $13,293 |
| 07014 | Clifton | New Jersey | 270 | $3,590 | $13,296 |
| 07823 | Belvidere | New Jersey | 740 | $9,840 | $13,297 |
| 08051 | Mantua | New Jersey | 560 | $7,476 | $13,350 |
| 08242 | Rio Grande | New Jersey | 200 | $2,674 | $13,370 |
| 07508 | Haledon | New Jersey | 990 | $13,237 | $13,371 |
| 07003 | Bloomfield | New Jersey | 1,800 | $24,105 | $13,392 |
| 07758 | Port Monmouth | New Jersey | 170 | $2,278 | $13,400 |
| 07718 | Belford | New Jersey | 380 | $5,093 | $13,403 |
| 08260 | Wildwood | New Jersey | 860 | $11,572 | $13,456 |
| 08741 | Pine Beach | New Jersey | 180 | $2,427 | $13,483 |
| 08075 | Riverside | New Jersey | 1,490 | $20,102 | $13,491 |
| 08012 | Blackwood | New Jersey | 1,840 | $24,871 | $13,517 |
| 08066 | Paulsboro | New Jersey | 270 | $3,658 | $13,548 |
| 08805 | Bound Brook | New Jersey | 500 | $6,789 | $13,578 |
| 08270 | Woodbine | New Jersey | 250 | $3,395 | $13,580 |
| 08863 | Fords | New Jersey | 530 | $7,208 | $13,600 |
| 08724 | Brick | New Jersey | 2,910 | $39,647 | $13,624 |
| 07874 | Stanhope | New Jersey | 440 | $6,004 | $13,645 |
| 08901 | New Brunswick | New Jersey | 410 | $5,616 | $13,698 |
| 07506 | Hawthorne | New Jersey | 1,000 | $13,704 | $13,704 |
| 08097 | Woodbury Heights | New Jersey | 180 | $2,469 | $13,717 |
| 07646 | New Milford | New Jersey | 900 | $12,405 | $13,783 |
| 08225 | Northfield | New Jersey | 550 | $7,587 | $13,795 |
| 07418 | Glenwood | New Jersey | 120 | $1,660 | $13,833 |
| 08817 | Edison | New Jersey | 1,620 | $22,458 | $13,863 |
| 08092 | West Creek | New Jersey | 170 | $2,357 | $13,865 |
| 08067 | Pedricktown | New Jersey | 100 | $1,392 | $13,920 |
| 08022 | Columbus | New Jersey | 980 | $13,649 | $13,928 |
| 08318 | Elmer | New Jersey | 600 | $8,389 | $13,982 |
| 07305 | Jersey City | New Jersey | 940 | $13,203 | $14,046 |
| 07439 | Ogdensburg | New Jersey | 130 | $1,826 | $14,046 |
| 08088 | Vincentown | New Jersey | 1,820 | $25,604 | $14,068 |
| 07070 | Rutherford | New Jersey | 950 | $13,373 | $14,077 |
| 07013 | Clifton | New Jersey | 1,730 | $24,387 | $14,097 |
| 08330 | Mays Landing | New Jersey | 1,280 | $18,058 | $14,108 |
| 07604 | Hasbrouck Heights | New Jersey | 680 | $9,597 | $14,113 |
| 07462 | Vernon | New Jersey | 270 | $3,815 | $14,130 |
| 07885 | Wharton | New Jersey | 520 | $7,356 | $14,146 |
| 08830 | Iselin | New Jersey | 820 | $11,626 | $14,178 |
| 08872 | Sayreville | New Jersey | 750 | $10,635 | $14,180 |
| 07832 | Columbia | New Jersey | 210 | $2,984 | $14,210 |
| 08204 | Cape May | New Jersey | 1,320 | $18,800 | $14,242 |
| 08081 | Sicklerville | New Jersey | 1,560 | $22,271 | $14,276 |
| 08731 | Forked River | New Jersey | 1,300 | $18,561 | $14,278 |
| 07607 | Maywood | New Jersey | 580 | $8,291 | $14,295 |
| 07422 | Highland Lakes | New Jersey | 300 | $4,298 | $14,327 |
| 07060 | Plainfield | New Jersey | 900 | $12,911 | $14,346 |
| 07826 | Branchville | New Jersey | 370 | $5,309 | $14,349 |
| 08009 | Berlin | New Jersey | 780 | $11,194 | $14,351 |
| 08230 | Ocean View | New Jersey | 410 | $5,891 | $14,368 |
| 08721 | Bayville | New Jersey | 970 | $13,957 | $14,389 |
| 07866 | Rockaway | New Jersey | 1,670 | $24,064 | $14,410 |
| 08322 | Franklinville | New Jersey | 370 | $5,334 | $14,416 |
| 08086 | Thorofare | New Jersey | 530 | $7,646 | $14,426 |
| 07848 | Lafayette | New Jersey | 260 | $3,753 | $14,435 |
| 08215 | Egg Harbor City | New Jersey | 640 | $9,239 | $14,436 |
| 07621 | Bergenfield | New Jersey | 1,090 | $15,738 | $14,439 |
| 08825 | Frenchtown | New Jersey | 240 | $3,467 | $14,446 |
| 07205 | Hillside | New Jersey | 600 | $8,676 | $14,460 |
| 07432 | Midland Park | New Jersey | 570 | $8,246 | $14,467 |
| 08514 | Cream Ridge | New Jersey | 330 | $4,776 | $14,473 |
| 07731 | Howell | New Jersey | 1,390 | $20,237 | $14,559 |
| 07012 | Clifton | New Jersey | 700 | $10,195 | $14,564 |
| 08823 | Franklin Park | New Jersey | 310 | $4,516 | $14,568 |
| 07110 | Nutley | New Jersey | 1,600 | $23,358 | $14,599 |
| 08026 | Gibbsboro | New Jersey | 170 | $2,482 | $14,600 |
| 07208 | Elizabeth | New Jersey | 570 | $8,323 | $14,602 |
| 07002 | Bayonne | New Jersey | 2,090 | $30,521 | $14,603 |
| 07442 | Pompton Lakes | New Jersey | 580 | $8,486 | $14,631 |
| 08753 | Toms River | New Jersey | 3,020 | $44,226 | $14,644 |
| 07480 | West Milford | New Jersey | 990 | $14,501 | $14,647 |